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Pepe Insurance Agency Blog

View the latest blog posts from Pepe Insurance Agency.

You received your New York auto insurance renewal and noticed that the premium increased. Maybe it increased a little or maybe it was a lot. But you aren't happy about it and want to know why it increased. We understand that are you mad. But there are many reasons why this can happen.  READ MORE >>

We all assume that the only person in the family that needs life insurance is the person who brings home the paycheck aka "the breadwinner". But nothing could be further from the truth! If you are a single-income family, you seriously also need to consider life insurance for the stay-at-home parent in your household. READ MORE >>

Depending on where you live, your credit score can have a huge impact on your car insurance premiums, or it may not count at all. Here's why that is and what you can do about it. How Do Auto Insurance Rates Affect Your Car Insurance Premium? READ MORE >>

If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway. Check Your Landlord's Requirements READ MORE >>

When you package your NY auto insurance and home insurance together, you receive a discount called the Multi-Policy discount. It varies from company to company and can be pretty significant. This applies regardless of the type of home policy, whether it is homeowners insurance, condo insurance, or renters insurance. READ MORE >>

For the most part, the only insurance most of us will ever be legally required to buy is going to be liability insurance for our cars. Everything else is generally going to be up to the individual's discretion. You may be required to carry home insurance by your mortgage lender at first. READ MORE >>

Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost.   Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>

The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. READ MORE >>

Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there's no one-size-fits-all solution to business insurance. READ MORE >>

Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible. Here are the steps you should follow, if you find yourself in this situation. READ MORE >>

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