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Pepe Insurance Agency Blog

View the latest blog posts from Pepe Insurance Agency.

New York is a No-Fault Insurance State New York is one of twelve states, along with Puerto Rico, that follows a No-Fault car insurance system. No-Fault is also called Personal Injury Protection (or PIP). It is designed to pay for economic losses (such as medical/health expenses, lost earnings, a... READ MORE >>

Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. READ MORE >>

As you build an online presence for your company, you might feel overwhelmed by the fact that you need to create fresh content regularly. Even if you like writing, taking time to think up the topic, write it, and then post it can take upwards of two or three hours. READ MORE >>

Liability insurance is a type of car insurance protecting other drivers should you cause damage to their property or person. Most states require drivers to have this type of auto insurance in place. Yet, state minimums are usually very low. In some cases, they offer so little coverage that you still face significant exposure to risk. READ MORE >>

The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses? The answer depends on a number of factors. READ MORE >>

The beginning of the New Year is always a time of renewed outlook on where you want your business to grow and how you get there. We often spend a lot of time thinking where we want to be, but much less time thinking how we are going there. READ MORE >>

Many companies offer a benefits package that includes life insurance coverage. Everyone who can get life insurance at work should definitely take it, as there are many advantages to company-funded group life insurance. There are also several disadvantages to group life insurance. READ MORE >>

Most business owners need to maintain comprehensive insurance coverage for their property. This includes property insurance, contents insurance and liability coverage. Like many consumer-based home insurance policies, business insurance does not outright cover flooding or earthquakes. READ MORE >>

You are relaxing one evening and watching the drama of a thunderstorm or a blizzard, when suddenly you hear a big crash on the other side of the house. You run over to that part of the house and notice a tree has come crashing down on your home. Part of the roof is destroyed, walls are damaged, and a beloved antique heirloom is smashed to pieces. READ MORE >>

You may be looking for a way to add a bit of privacy and comfort to your home. A she-shed, or a he-shed, is a trendy way of doing just that. Converting an outdoor shed into a space for relaxation can be a good thing. Before you do that, though, you need to be sure you are creating a space that is safe. READ MORE >>

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