Motorists take a defensive driving or accident prevention course for many different reasons: including insurance discounts, traffic point reductions, court requirements, or just as a refresher for good driving skills. There are many different courses available, which include the traditional classroom and also online courses. A defensive driving course can help you save money and reduce points on your driving record.
Must be approved by the New York State DMV
Don't just sign up for any old defensive driving course! It is important to keep in mind that the defensive driving or accident prevention course that you select is approved by the NY State Department of Motor Vehicles. The course you take must be specific to New Yorkers and focuses on New York state traffic laws.
No Classroom Required
Life is busy enough for most people. Driving to and sitting through a course is not desirable to many people. Fortunately, there are many courses available that are 100% online, so you don't have to deal with traffic or waste time riding public transportation. Online courses can be more convenient for many people.
Reduction of Points on Your Driving Record
A common reason that drivers choose to a defensive driving course is to reduce points on their driving record. Taking a defensive driving course will give you credit of up to 4 points, but only for tickets that you have already received. Therefore, if you have a 4 point ticket before you take the course, and no other tickets, the course will reduce your point accumulation to 0 points.
Mandatory 10% Insurance Reduction for 3 Years
Reducing the car insurance costs is a big reason why many people take a defensive driving course. After you complete the course, you will receive a mandatory auto insurance discount for 3 years. This is a 10% reduction of your liability, no-fault and collision premiums. Your discount is awarded on your current policy. Once the 3 years are up, it is time to take another course to keep getting the discount.
Take an Online Course with Improv Traffic School
Improv Traffic School is one of the most highly rated and popular choices for many drivers to obtain their defensive driving certificate. Click on the picture below to start your course and to save on your auto insurance premiums. Once you complete the course, send us your certificate so we can add it to your policy.
Where To Find Other Courses
Both classroom and online courses that are approved by the New York State Department of Motor Vehicles are available on their website.
Call us today at (845) 724-3031 or request an auto quote today via our website!
For more information
Five Steps to Take After a Car Accident
Car Insurance for a Teenage Driver
Understanding Collision and Comprehensive Coverage
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