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Winter is over and summer is here. The temperatures are starting to soar, the rain is pounding, and the sun is blazing. It is time for summer cleaning of your home! Cleaning up your home and yard makes the house feel refreshed and ready for the warmer weather. In addition, you could be preventing some costly home insurance claims. There are many things that you can do to avoid putting in a claim that will drive up your insurance premiums. Remember that a penny saved is a penny that be spent elsewhere.

Here are the top 10 easy things you should do this summer.

1. Change the air filters in your HVAC (heating, ventilation, and air conditioning) - Changing the filter can extend the life of your HVAC, maintain healthy air quality, help keep energy costs down, and keep the repair man away.

2. Change the batteries in your smoke and carbon monoxide detectors - Batteries should be replaced every six months to make sure the detectors are working properly.

3. Clean your gutters and down spouts - Make sure you don't get a large buildup of debris so that water can flow through gutters and down spouts easily. Gutters and spouts direct water away from the roof and house to prevent damage.

4. Check the roof and the walls - Snow and ice can be harsh on the roof and siding. Look for missing shingles, sagging roof, holes in the siding, and any holes where critters might be able to enter your house. 

5. Fix any tripping hazards - Look for dead branches, holes in the yard, broken bricks, cracked sidewalks, and driveways that settled during the winter. Also look at the deck and check for nails or screws that are raised up and boards that might have been warped or rotted You want to prevent injuries.

6. Chimney Maintenance - Set up an appointment to get your chimney cleaned out when the heating season is over. Don't wait for the next winter.

7. Check the water heater and water holding tank - Make sure there is no corrosion or cracks. Repair if needed.

8. Get the lawn mower ready - Have the oil changed and the blade sharpened. Don't forget to store gas cans and oil in a well-ventilated area away from the house.

9. Examine the windows and doors - Look at the seams and caulking. Check all locks to make sure they work properly and that you have the right keys for them. Don't forget to inspect the garage door also.

10. Clean the dryer vent and exhaust duct - Clean out all the dust and lint trapped in the vent and exhaust duct. Call in a professional to clean and service your washer and dryer if needed. 

Call us at (845) 724-3031 or request a homeowners insurance quote via our website!

For more information

Flood Damage vs. Water Damage: There's a Big Difference
Replacement Cost or Actual Cash Value?
Wear and Tear is Not Covered Under Your Homeowners Insurance
Does Homeowners Insurance Cover Ice Dam Damage and Removal?
12 Perils Your Home Insurance Probably Doesn't Cover?
Will Homeowners Insurance Cover That Fallen Tree?


Posted 12:28 AM

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