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Pepe Insurance Agency Blog: auto insurance

View the latest blog posts from Pepe Insurance Agency.

Like every other state in the United States of America, New York has automobile insurance laws. These laws exist not only to protect you, but also other drivers on the road. New York requires that anyone who operates or owns a motor vehicle to be financially responsible. READ MORE >>

When discussing auto insurance, it is tough to not hear the words "full coverage" or "liability only". You have probably said it, and your agent has probably said those words to you. Agents tend to use the same language that the general population is used to hearing. But do you really know these words mean? READ MORE >>

Deer on the roads can be a serious problem for drivers. They are everywhere on the roads, especially in the rural areas of Dutchess County. Though the Fall is the highest season for deer-related accidents, we see deer everyday on the roads in the Summer season. Deer have a mind of their own and react unexpectedly. READ MORE >>

Many people have different reasons for getting insurance, but primarily they get it to protect the things and people that matter most. But what happens when a devastating accident has the potential to leave you in financial ruin? You need a way to protect yourself from this possibility. READ MORE >>

Car insurance can be expensive You are required to buy it in NY if you are operating a vehicle on the road. Good insurance, however, doesn't need to cost you an arm and a leg. Here are some tips on how to reduce your auto premiums. 1. Get Multiple Quotes Getting quotes from multiple insurance companies is a good starting point. READ MORE >>

Motorists take a defensive driving or accident prevention course for many different reasons: including insurance discounts, traffic point reductions, court requirements, or just as a refresher for good driving skills. There are many different courses available, which include the traditional classroom and also online courses. READ MORE >>

Whether you were in a fender bender or totaled your car, getting into a car accident is scary. Even the most defensive and cautious drivers can be involved in an accident. Remember that we are sharing the road with other drivers who might have different driving habits. READ MORE >>

If you own a business, you likely put a lot of effort into serving your customers to their satisfaction. Depending on the type of business, this might include spending a lot of time on the road delivering your services. If you drive during the course of business operations, you need the right auto insurance to protect your business. READ MORE >>

You decide to take the family on a nice vacation. You spent hours planning the hotel, airline flights, and packing the clothes. You also decided to rent a car for the week. You are now standing at the rental car counter with a long line behind you. You are excited about the great rate you got on the car for the week. READ MORE >>

Collision and comprehensive insurance offer you protection when your vehicle is damaged either in a collision or other-than-collision. Comprehensive is the term generally used for other-than-collision. With basic liability coverage, your auto insurance policy will only cover damage to other people and property in a collision. READ MORE >>

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