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Pepe Insurance Agency Blog: insurance

View the latest blog posts from Pepe Insurance Agency.

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. These days, many homeowners decide to rent out their old homes rather than sell them. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the situation and the length of the rental term. READ MORE >>

Like every other state in the United States of America, New York has automobile insurance laws. These laws exist not only to protect you, but also other drivers on the road. New York requires that anyone who operates or owns a motor vehicle to be financially responsible. READ MORE >>

September is Life Insurance Awareness Month! Life insurance awareness month was created in 2004 by Life Happens (https://lifehappens.org/), which is a nonprofit organization that is aimed at educating Americans about the importance of life insurance and helping them get the coverage they need. READ MORE >>

When discussing auto insurance, it is tough to not hear the words "full coverage" or "liability only". You have probably said it, and your agent has probably said those words to you. Agents tend to use the same language that the general population is used to hearing. But do you really know these words mean? READ MORE >>

Your car is broken into, and your briefcase, dry cleaning, golf clubs, and favorite guitar are all stolen right out of your car. You are furious, of course, and think you want to put in a claim to your auto insurance to recover your losses. But....should you claim it under your auto insurance?  READ MORE >>

Summer vacations are here and the sunny, hot weather is in full swing. People are hitting the beach and spending a lot more time outdoors. With so many things going on, something such as sunscreen can sometimes take a back seat in priorities. But now is NOT the time to get lazy about sunscreen! READ MORE >>

The weather is starting to heat up out there with over 90 degree temperatures. People have opened or starting to open their pool this time of year. Now is the season to splash around in the cool water. But who wants to swim in a dirty pool? READ MORE >>

Now that summer has officially arrived, many families are hitting the road for a family vacation. According to the U.S. Department of Transportation, nine out of 10 American drive to their travel destination. Safe driving begins before you even leave the driveway. We can't just haphazardly throw things in the car and take off. READ MORE >>

Deer on the roads can be a serious problem for drivers. They are everywhere on the roads, especially in the rural areas of Dutchess County. Though the Fall is the highest season for deer-related accidents, we see deer everyday on the roads in the Summer season. Deer have a mind of their own and react unexpectedly. READ MORE >>

Summer weather is arriving and fairly soon it will officially be summer. It is the season for swimming pools, picnics, amusement parks, barbecues, fairs, festivals, hiking, biking, going to the beach, and many other outdoor activities in the sun. It is easy to get lost in the sun and fun of summer months. READ MORE >>

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