Commercial Auto Insurance
Commercial Auto Insurance Information
Commercial auto insurance, also known as business auto insurance, is a policy that allows for business usage of a vehicle. If you or your employees use a vehicle to conduct your business operations, then you need business auto insurance. As a business owner, you need the same kinds of insurance coverages for the vehicles you use in your business as you do for a vehicle used for personal travel -- liability, collision and comprehensive, personal injury protection and coverage for uninsured motorists. While the major coverages are the same, a commercial auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
Liability coverage protects the insured's legal responsibilities in an accident or negligent act. Liability coverage pays for bodily injury or property damage to others, along with legal fees incurred by defending the insured in a lawsuit. Liability coverage is included in all policies and minimum limits are set by New York state law.
Physical damage coverage protects damage done to the insured's property, including any covered autos. Physical damage coverage is personalized to each commercial auto coverage form.
Pepe Insurance Agency offers free and comparative quotes on commercial auto insurance from many carriers so you can get the best possible rate. Request a quick business insurance quote today to get started.
For more information