Contact Us: ​(845) 724-3031
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  • Home
  • Quotes
    • Auto Quotes >
      • ATV Insurance Quote
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Condo Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
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  • Service
    • Make a Payment
    • Report a Claim
    • Policy Change Request
    • Proof of Insurance
    • Update Contact Info
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  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life >
      • Life Insurance
      • Annuities
    • Other >
      • Boat Insurance
      • Umbrella Insurance
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Pepe Insurance Agency BLOG

Auto Mechanic Insurance

3/18/2022

1 Comment

 
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Whether you are driving 1 mile, 10 miles, 30 miles, or just around the corner, taking care of your vehicles and making sure they are running correctly is a very important part of our lives. So we do everything we need to keep them running smoothly. That starts out with finding a great and trusted local mechanic to help keep our vehicles rolling for the years to come.

That's a lot of responsibility for a good auto mechanic to undertake. Sometimes they are so involved with making sure your vehicle is repaired that they forget to purchase the necessary insurance. Here we discuss a few important insurance coverages that any auto mechanic needs to purchase to help protect their customers and themselves. 

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Life Insurance & Accelerated Death Benefit Rider

3/16/2022

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An accelerated death benefit (ADB) is a life insurance rider that pays out some of the death benefit while you are alive if you are considered terminally ill or chronically ill. It is a living benefits rider that lets you withdraw from the death benefit when you have a terminal illness. With most companies, this rider is usually included in your policy at no extra cost to you. Both term life and universal life policies offer this extra rider. Here we discuss who qualifies for the ABD rider, how it works, and what expenses it covers.

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Auto Liability: Split Limit or Combined Limit?

3/16/2022

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Your auto insurance company typically provides policyholders with the option to choose from different liability amounts, either using a split limit or a combined single limit. The type of limit you have determines how much your auto insurance company will cover if you are responsible for bodily injury or property damage. Here we look at the difference between split limit and combined single limit liability coverage and give an example how they both work in the case of an accident.

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What is Escrow and How Does It Work?

3/16/2022

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​When clients buy a home and purchase the needed homeowners insurance, they might hear the word escrow thrown around. Let's look at what escrow is, how it is used, and how it can benefit you as a home buyer or homeowner.

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    (845) 724-3031
    2568 Route 55
    Poughquag, NY 12570​​
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Pepe Insurance Agency
Location Address:
2568 Route 55
Poughquag, NY 12570​

Mailing Address:
PO Box 480 
Poughquag, NY 12570
(845) 724-3031
​Click Here to Email Us
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