Pepe Insurance Agency BLOG |
 Youth sports are a popular recreational activity in our area of Dutchess County and the entire Hudson Valley and beyond. Whether it be baseball, softball, soccer, football, or any other sport, they are an enjoyable pastime for the entire family. On an given day, you see multitudes of teams practicing and playing their sports. Team spirit and good sportsmanship are learned and forever friendships are formed.
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 Everyone loves pizza! Pizza is big business. There are at least 10 pizza restaurants within 10 miles of our office, maybe even more than that. Yet, every one of them are successful and has their own loyal patrons. Pizzerias are multi-faceted establishments. They are part food-delivery services, some are also restaurants, some are strictly fast food with a few tables, some offer catering, and some also offer food delivery. Pizzerias are exposed to a number of potential risks. Without adequate insurance protection, one lawsuit from one of those risks could permanently shut down a pizzeria. As the owner, it is imperative that you maintain insurance for your pizzeria so it is properly protected.
 Owners of garages and auto repair shops need business insurance to protect their assets from the risks associated with making repairs to other people’s vehicles. Any kind of injury, error or property damage can result in a costly claim or lawsuit. Two of the most important insurance policies for an auto repair shop are garage liability insurance and garage keepers insurance.
Garage Liability Insurance: This type of policy covers an auto repair shop against lawsuits and medical costs arising from the injury of someone while on your shop premises. A single accident can result in a lawsuit that damages a business beyond repair, so it is important to have accurate and sufficient liability coverage in place. Garage Keepers Insurance: You might be storing your customers' vehicles overnight at your shop. You could be liable if a customer's car is vandalized or stolen while in your shop. This insurance provides protection for your customers' cars while they are in your shop. There are many other types of insurance that an auto repair shop might need to purchase including business auto insurance, business interruption insurance, workers' compensation, business property insurance, property and equipment insurance, crime insurance, and data breach insurance. Except workers' compensation, many of these policies can be packaged together into one policy. Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable business insurance. We make sure to go the extra mile to help you with your needs. To learn more about business insurance and to obtain a free quote, click on the button below. |
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August 2020
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