Pepe Insurance Agency BLOG
Auto Repair Shop Insurance
Owners of garages and auto repair shops need business insurance to protect their assets from the risks associated with making repairs to other people’s vehicles. Any kind of injury, error or property damage can result in a costly claim or lawsuit. Two of the most important insurance policies for an auto repair shop are garage liability insurance and garage keepers insurance.
Garage Liability Insurance: This type of policy covers an auto repair shop against lawsuits and medical costs arising from the injury of someone while on your shop premises. A single accident can result in a lawsuit that damages a business beyond repair, so it is important to have accurate and sufficient liability coverage in place.
Garage Keepers Insurance: You might be storing your customers' vehicles overnight at your shop. You could be liable if a customer's car is vandalized or stolen while in your shop. This insurance provides protection for your customers' cars while they are in your shop.
There are many other types of insurance that an auto repair shop might need to purchase including business auto insurance, business interruption insurance, workers' compensation, business property insurance, property and equipment insurance, crime insurance, and data breach insurance. Except workers' compensation, many of these policies can be packaged together into one policy.
Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable business insurance. We make sure to go the extra mile to help you with your needs. To learn more about business insurance and to obtain a free quote, click on the button below.
12/5/2022 10:18:19 pm
Business insurance is vital for any business owner, but it is especially important for those in the garage and auto repair industry. These businesses have a lot of expensive equipment and inventory, and they are often dealing with customers' vehicles, which can be very valuable. If something goes wrong, the business owner could be held liable and could lose a lot of money. Business insurance can help protect the business owner's assets and help cover any damages that may occur.
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