Does Homeowners Insurance Cover a Fallen Tree?

Tree damage is considered a "falling object" when it comes to homeowners insurance perils. If a tree falls on your house or other structures due to a covered peril (such as a windstorm, lightning bolt, falling object), your homeowners policy will take care of it. The tree doesn't even have to be from your own yard to collect compensation. The tree can be from a neighbor's yard or from public property. As long as you have the right coverage, you should be protected.

​Not all incidents are covered though. These would include a tree fallen because of an earthquake (not a covered peril), negligence about an old or rotting tree, or if the tree falls into the yard and doesn't hit your house or other structures.

Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable homeowners insurance. We make sure to go the extra mile to help you with your needs. To learn more about homeowners insurance and to obtain a free quote, click on the button below.

Homeowners Insurance