Pepe Insurance Agency BLOG
I Cracked My Windshield!
You are driving down the road listening to your favorite music. The next moment you hear a sudden bang on your windshield and a crack suddenly appears. Something hit your front windshield and now it is damaged. Whether it was a small rock, a loose grain of sand that fell of a construction truck, or a stick that fell of a tree, you need to get your windshield fixed. It needs to be done since you can be pulled over and issued a driving violation if your windshield is cracked and obstructing your driving view. But will your insurance company pay for the damage?
The answer depends on the coverage that you have with your insurance policy. Windshield coverage generally falls under comprehensive coverage. If you purchased comprehensive coverage with glass coverage, then your windshield can be replaced. There might be a deductible, so check your policy. If you have liability only on your car, then you will need to pay out-of-pocket for your windshield because liability doesn't cover damage to your vehicle.
If your policy allows you to submit a claim for a cracked windshield, call us to report the claim and we will report it to the insurance company. The dominant windshield replacement company is Safelite. They will call you directly and schedule an appointment to fix your windshield. It is that simple!
Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable auto insurance. We make sure to go the extra mile to help you with your needs. To learn more about auto insurance and to obtain a free quote, click on the button below.
1/30/2023 05:51:33 am
Comprehensive coverage with glass coverage ensures that any damage to the windshield of your vehicle is covered. This can include any chips or cracks that occur, as well as any breakage due to an accident. In many cases, the cost of the repair or replacement of the windshield is completely covered, meaning that you do not have to pay out of pocket for the repair or replacement. With comprehensive coverage with glass coverage, you can rest assured that your windshield is protected and can be replaced if necessary.
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