Pepe Insurance Agency BLOG
Rental Car Insurance
You are taking a vacation and decide to rent a car for the week. You are now standing at the rental car counter and the agent asks you if you want to purchase car rental insurance. You didn't spend any time researching your options and are unsure if you need to purchase the insurance. Do you need it?
No, not really. New York auto insurance policies are unique. Every auto policy is issued with coverage for a rental car whether or not you have comprehensive and collision coverage. This is part of the New York Rental Coverage Endorsement.
The liability coverage on your policy automatically extends to the rental vehicle on your behalf. But that's not all. The endorsement also covers you for actual damages to the rental vehicle (collision, theft, vandalism, etc.), including loss of use and diminution of value claimed by the rental car company.
The rental term must not be longer than 30 consecutive days and applies anywhere in the United States, its territories or possessions, and Canada. It is great coverage at no additional cost to you, and is automatically included in your New York personal auto policy.
There are a few reasons why one would purchase the rental insurance. These include renting a car outside of your policy's operating territory, and also not using your own insurance for any rental vehicle claims.
Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable auto insurance. We make sure to go the extra mile to help you with your needs. To learn more about auto insurance and to obtain a free quote, click on the button below.
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3/13/2022 02:46:35 pm
There are a few reasons why one would purchase the rental insurance.
3/1/2023 12:14:02 am
When you're renting a car, it's important to make sure you're adequately covered by insurance. Your personal car insurance policy may provide some coverage for a rental car, but it's often not enough. Rental car companies offer several different insurance options, and it can be confusing to decide which one you need.
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