Pepe Insurance Agency BLOG
No-fault insurance is a type of auto insurance coverage that helps pay for your or your passengers' medical bills if you are injured in an accident, regardless of who caused the accident. No-fault insurance is also called personal injury protection, or PIP. New York is one of a few states who follow this type of system. PIP is a mandatory and not an optional part of your New York auto policy. The minimum amount of PIP coverage in New York is $50,000. You can purchase more PIP for extra premium.
What is Covered under No-Fault?
No-fault helps cover medical and hospital bills if you or your passengers are injured in a car accident. It may help to pay for expenses related to personal injuries such as:
What is Not Covered under No-Fault?
No-fault does not cover bills or payments that are not related to personal injuries after a car accident. These include:
No-Fault insurance can be a complex issue. Here are some Resources from NY regarding No-Fault auto insurance.
Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable auto insurance. We make sure to go the extra mile to help you with your needs. To learn more about auto insurance and to obtain a free quote, click on the button below.
7/10/2020 09:12:02 am
I'm glad you explained that no-fault coverage will help pay medical bills if we or others in the car are injured in an accident. I'm planning on buying a car with good gas mileage within the next couple of weeks since I'll be starting a new job with a longer commute next month. Thanks for teaching me what types of auto insurance I should consider getting for the car!
12/18/2022 08:49:59 am
No-fault insurance is a type of auto insurance coverage that helps pay for your or your passengers' medical bills if you are injured in an accident. This type of insurance is also sometimes called personal injury protection (PIP) or medical payments (MedPay) insurance. No-fault insurance can help cover your medical expenses regardless of who is at fault for the accident. In some states, no-fault insurance is mandatory, while in others it is optional. If you live in a state with no-fault insurance, you may be required to carry a certain amount of this coverage.
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