Contact Us: ​(845) 724-3031
Pepe Insurance Agency
  • Home
  • Quotes
    • Auto Quotes >
      • ATV Insurance Quote
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Condo Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
    • Other Quotes >
      • Boat Insurance Quote
      • Umbrella Quote
  • Service
    • Make a Payment
    • Report a Claim
    • Policy Change Request
    • Proof of Insurance
    • Update Contact Info
    • Policy Review
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life >
      • Life Insurance
      • Annuities
    • Other >
      • Boat Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Testimonials
    • Agency Photo Gallery
    • Blog
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • ATV Insurance Quote
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Condo Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
    • Other Quotes >
      • Boat Insurance Quote
      • Umbrella Quote
  • Service
    • Make a Payment
    • Report a Claim
    • Policy Change Request
    • Proof of Insurance
    • Update Contact Info
    • Policy Review
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Life >
      • Life Insurance
      • Annuities
    • Other >
      • Boat Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Testimonials
    • Agency Photo Gallery
    • Blog
  • Contact

Pepe Insurance Agency BLOG

What is No-Fault Auto Insurance?

7/1/2020

2 Comments

 

No-fault insurance is a type of auto insurance coverage that helps pay for your or your passengers' medical bills if you are injured in an accident, regardless of who caused the accident. No-fault insurance is also called personal injury protection, or PIP. New York is one of a few states who follow this type of system. PIP is a mandatory and not an optional part of your New York auto policy.  The minimum amount of PIP coverage in New York is $50,000. You can purchase more PIP for extra premium.

What is Covered under No-Fault?

No-fault helps cover medical and hospital bills if you or your passengers are injured in a car accident. It may help to pay for expenses related to personal injuries such as:
  • Your health insurance deductible
  • Expenses that exceed your health insurance coverage limits
  • Lost income as a result of your injuries
  • Funeral expenses

What is Not Covered under No-Fault?

No-fault does not cover bills or payments that are not related to personal injuries after a car accident. These include:
  • Damage to your vehicle (collision insurance covers this)
  • Vehicle theft (comprehensive insurance covers this)
  • Damage to other people's property (liability insurance covers this)

No-Fault insurance can be a complex issue. Here are some Resources from NY regarding No-Fault auto insurance.

Pepe Insurance Agency is your trusted local insurance agent located at Poughquag, NY in Dutchess County. We do our best to make sure that our clients are well-protected with affordable auto insurance. We make sure to go the extra mile to help you with your needs. To learn more about auto insurance and to obtain a free quote, click on the button below.
Auto Insurance
2 Comments
Rebecca Gardner link
7/10/2020 09:12:02 am

I'm glad you explained that no-fault coverage will help pay medical bills if we or others in the car are injured in an accident. I'm planning on buying a car with good gas mileage within the next couple of weeks since I'll be starting a new job with a longer commute next month. Thanks for teaching me what types of auto insurance I should consider getting for the car!

Reply
mobile auto repair link
12/18/2022 08:49:59 am

No-fault insurance is a type of auto insurance coverage that helps pay for your or your passengers' medical bills if you are injured in an accident. This type of insurance is also sometimes called personal injury protection (PIP) or medical payments (MedPay) insurance. No-fault insurance can help cover your medical expenses regardless of who is at fault for the accident. In some states, no-fault insurance is mandatory, while in others it is optional. If you live in a state with no-fault insurance, you may be required to carry a certain amount of this coverage.

Reply



Leave a Reply.

    Contact Us

    (845) 724-3031
    2568 Route 55
    Poughquag, NY 12570​​
    Click Here to Email Us

    Archives

    March 2022
    August 2020
    July 2020
    June 2020
    March 2020

    Categories

    All
    Auto Claims
    Auto Insurance
    Business Insurance
    FAQs
    Financial
    Homeowners Insurance
    Insurance
    Life Insurance
    Local
    Safety
    Umbrella Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
​Privacy Policy
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Pepe Insurance Agency
Location Address:
2568 Route 55
Poughquag, NY 12570​

Mailing Address:
PO Box 480 
Poughquag, NY 12570
(845) 724-3031
​Click Here to Email Us
Review Us

Location

MidHudson photo by UFu | CC-BY-3.0 | Website by InsuranceSplash